Term loan are provided for acquiring or constructing or installing or establishing capital assets, which will provide returns over a period of time. Term loan will also be repaid in regular payments over a period of time, as the asset generates returns. Term loans are usually provided for acquiring or constructing building and acquiring or installing plant and machinery. Term loan in India are provided for a tenure of anywhere between 3 to 10 years based on the project, projected financials and other factors. The interest rate for the term loan will be based on the credit worthiness of the borrower and is usually a fixed spread over the banks base lending rate.Our Financial Advisor can help your business apply and obtain sanction of term loan from banks. Term loan can be availed for both green-field as well as brown-filed projects. Once we obtain an understanding or your business or proposed business, our Financial Experts will then advice you suitably on the proposed quantum of loan, repayment type, repayment tenure and schemes available. Our Financial Advisor can also help you prepare a project report, apply to banks and obtain sanction of term loan for your business.