Debt Funding (Bank Loans)
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Business setup in India consultancy
Business funding
Startup incorporation and funding
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Business Funding
Debt Funding (Bank Loans)
Category | Product Name | Ideal For | Key Benefits | Documents Needed |
Working Capital | Cash Credit (CC), Overdraft (OD) | Traders, manufacturers, service providers | Liquidity, interest only on usage | GST, ITR, stock list, debtors list |
Term Loan | Machinery Loan / Capex Loan | Plant & machinery purchase | Long tenure, subsidised interest for MSME | Project report, quotation, ITRs |
Business Loan (Unsecured) | MSME / SME Unsecured Loan | Small businesses needing quick funds | No collateral, fast approval | Bank statement, KYC, ITR |
Letter of Credit (LC) | LC Facility | Import/export businesses | Builds trust with suppliers | Financials, trade history |
Bank Guarantee (BG) | Performance/Advance BG | Contractors, infra companies | Helps in tender bidding | Net worth & financials |
CGTMSE Loan | Collateral-free up to ₹2 Cr | MSMEs/new entrepreneurs | Govt guarantee; no collateral | Business plan, financials |
Debt Funding – Bank & NBFC Loans
Loan Products Advised
- Working capital finance including Cash Credit (CC) and Overdraft (OD)
- Term loans for machinery, plant, and capital expenditure
- Unsecured MSME and SME business loans
- Letter of Credit (LC) and Bank Guarantee (BG) facilities
- CGTMSE collateral-free loans for MSMEs
Our Value Addition
- Financial analysis and eligibility structuring
- CMA data and project report preparation
- Bank negotiations and sanction support
